Group Hospital & Surgical Insurance
for Academic Year 2004-05
  
     
  1. Being sick in Singapore can be very expensive and a financial drain especially if the illness requires further specialist's consultation, hospitalisation or surgery. This is all the more so for you as international students because you are not eligible for hospitalisation and surgery subsidies.  
     
  2. NTU has arranged a Group Hospital and Surgical Insurance (GHSI) scheme for all international students. It is compulsory for all full-time international students to subscribe to the GHSI scheme unless you produce documentary proof to show that you are holding other similar medical insurance schemes.  
     
 
 
Eligibility
Application
 

Period of Coverage
Payment
 
Insurance Premium
Refund
 
Benefits and Coverage
Claim Procedure
 
Outpatient Treatment    
 
     
 

Eligibility

3. All full-time international students (non Singapore citizens and non-Singapore Permanent Residents) are required to take up the scheme. Students whose candidature are subsequently converted to part-time will not be covered under the scheme. Singapore citizens/Singapore Permanent Residents who wish to subscribe to the scheme may do so by signing up directly with the insurance company.

Period of Coverage

Student Category Period of Coverage
Undergraduate Students By academic year. It is automatically renewed each academic year till graduation
Non-graduating/Exchange Students Minimum coverage period is 5 months.
Graduate Students by Research From the month of registration for postgraduate studies till end of the academic year. It is renewable each academic year until graduation.
Graduate Students by coursework By academic year. It is renewable each academic year till graduation

Insurance Premium for AY2004-05

Student Category Insurance Premium
Undergraduate Students S$63.20 a year
Non-graduating/Exchange Students Minimum insurance premium is S$30.60 for 5 months. Extension of coverage (without break in coverage) will be pro-rated accordingly subject to a minimum premium of S$10.50, inclusive of 5% GST.
Graduate Students by Research

Premium for first year students will be pro-rated from the month of registration to end of the academic year.

Graduate Students by coursework S$63.20 a year

Benefits and Coverage

Please refer to the attached file.

Outpatient Treatment

The GHSI scheme does not cover outpatient treatment except for those benefits stated in paragraph 1.2 of the file attached above. Full-time graduate students are allowed to visit NTU Medical Centre for outpatient treatment at a minimum nominal charge of $16 (inclusive of 4% GST) per consultation including standard medication. All other investigations and non-standard medication wil be charged separately.

Application

Students Application
Undergraduate Students No application is required. Subscription is automatic.
Non-graduating/Exchange Students To fill up the GHSI Participation Form
Graduate Students by Research

First year students are required to fill up the GHSI Participation Form. Subsequent years coverage is automatic for students on research stipend.

Graduate Students by coursework To fill up the GHSI Participation Form

Payment

Students Payment
Undergraduate Students Premium will be reflected in the student bill.
Non-graduating/Exchange Students

Payment has to be made at the time of registration by cash, NETS or cheque in favour of "Nanyang Technological University".
Graduate Students by Research

Premium will be deducted from the research stipend.
Graduate Students by coursework Payment has to be made at the time of registration by cash, NETS or cheque in favour of "Nanyang Technological University".

Refund

4. Students who have paid the premium for the whole year (i.e. from July 2004 to June 2005) but

  • complete or withdraw from the programme or
  • convert their candidature to part-time before 30 June 2005

can apply for a refund of the premium paid for the additional month(s).

5. Please submit a written request to the Office of Academic Services (OAS)enclosing a copy of the letter certifying the date of completion/withdrawal/conversion to part-time candidature.

Claim Procedure

7. Complete the Healthcare Medical Claim Form (in pdf format, please click here if you need to download the Acrobat Reader) and attach all original receipts. The claims should be submitted within 60 days of the happening of the event. You should notify ISU with brief details of the claim and the reason for the delay if you are unable to submit the claims within 60 days period. Section III of the claim form has to be filled up by the doctor only for claims that are S$500 or more. OAS will submit the claim to the insurance company and inform the students once the outcome of the claim is known.

Clarifications

International Student Centre
Nanyang Technological University
36 Nanyang Avenue, #02-02
Singapore 639801

Tel: 67906823
Fax: 67934558
e-mail: isc@ntu.edu.sg